Too Long; Didn't Read
The gig economy is shifting a massive liability burden back onto workers. The vast majority of today's gig economy workers are classified as contractors by the companies they work with. Drivers for ride-sharing apps should carry extra insurance over and above their existing auto policy. It's also a good idea for workers that have to travel to customers' homes and around them to avoid being blamed for damage to their property or customers' belongings while on the job. For those working in the gig economy, it's also important to consider incorporating themselves as a business.