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The Awesome Duo: 6 Cases of How FinTech Benefits From AI: 6 cases of effective ML, NLP and deep learning use in the fintech industry. In 2018, about 61% of Americans used digital banking services and this number is set to exceed 65% in 2022. Companies that use robotic process automation (RPA) typically see 40%-100% ROI within only 3–8 months of implementation. In the U.S. alone, AI will help banks and financial institutions save more than $1 trillion.