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Payment Request API is meant to reduce the number of steps needed to complete a payment online, potentially doing away with checkout forms. It aims to make the checkout process easier, by remembering a user's details, which are then passed along to a merchant hopefully without requiring a HTML form. Users enter their details once into the browser and are then ready to pay for goods and services on the web. Users no longer have to fill out the same details repeatedly across different sites. Users can manage their credit cards and shipping addresses directly in the browser.