Too Long; Didn't Read
To become a full-fledged investor in the United States, you must earn at least $200,000 per year for at least two years and have a net worth of over $1,000,000. The Jumpstart Our Business Startups Act came into force in 2016, which lowered the financial threshold for "accreditation" of investors. In fact, you also become a shareholder, a co-investor, but with more transparent and understandable terms. On average, the income from such investments can be about 10% per year.