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90% of the whole world’s data was created in the last two years. Data science uses a combination of statistics, mathematics, machine learning, and visualization to extract important insight from the data held by an organization. Fintech companies are doing better than the traditional financial firms because they use advanced technologies to predict customer behavior based on the tremendous amounts of data available to them. This allows them to create personalized experiences for their customers. Data analytics combined with machine learning provides fintech firms to better predict certain events which in return results in them performing day to day tasks with more financial certainty.