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Bitcoin adoption as a store of value is not exactly compatible with the use as currency — indeed it is hoarded rather than spent. Bitcoin adoption will heavily impact on its market cap and price when it will gain even only a fraction of the gold´s market share. DeFi, Decentralized Finance or Democratized Finance as many call it, is the replication of legacy financial services, such as lending, payments, trading, asset management, insurance etc, provided via blockchain based applications in a decentralized manner. Bitcoin acts as THE trusted monetary asset pledged as a collateral in many applications.