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This is a newer pricing system, but it is gaining popularity. With conversions you will pay more than 1.78%. The best way to find out how your provider processes these types of. services is to. find out. These types of pricing can save a lot of money without reducing transparency. The cost of receiving a. receiving a credit card will be $ 2.18, or $ 1.18%. This is similar to the Interchange-Plus tariff plan in that the wholesale cost of each. transaction is charged separately from the mark-up that your service provider charges you for each.