Too Long; Didn't Read
Bitcoin's smart contract system has seen an explosion of experimentation and innovation by developers in the areas of finance and banking. We're talking about money pipes and'money legos' that can be snapped together in multiple combinations to create a seemingly infinite number of products and services. These include a no-loss lottery where you always get your initial money back, or perhaps you'd like to receive your paycheck on a daily basis rather than monthly. There are risks of course, but they're comprehensible and will decrease over time with adoption.